THE WHY Understanding the why guides the how when we’re building an investment plan. Many people just like us turn to the “markets” to invest for retirement or other life events.... more
The concepts of solvency, sustainability, and budget impact are common in discussions of Social Security, but are not well understood. Currently, the Social Security Board of Trustees projects program cost to... more
We are all too familiar with inflation! Inflation is the increase in the price of goods and services. For example, if inflation is 5% then what we purchased a year ago for... more
Determining how much we need to accumulate for retirement is a simple, four step process. But, to do-it-yourself you will need a financial calculator and make correct assumptions about inflation and investment... more